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Negotiating a Settlement With Utility, Cable, or Satellite Companies

If you have fallen behind in your electric, gas, telephone or other utilities, use the following letter to negotiate and settle accounts with utility companies. For use in all states.

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Negotiating Settlements with Creditors for Separation and Divorce Issues

If you are in the midst of a separation or divorce and have fallen behind in your obligations, use the format in this letter to negotiate settlements with creditors. This letter is appropriate for people going through separation and divorce proceedings. For use in all states.

$5.99
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